X Capital Group

Revenue-Based Financing

Business Funding Made Simple

Empowering your business with fast, reliable funding — right when you need it most.

Fast Approvals Same-Day Funding Up to $5 Million 3–9 Month Terms Soft Credit Pull Human Underwriters

Hours

Approvals in just a few hours

Same Day

Funding deposited fast

Flexible

Repayment built around revenue

$5M

Funding up to $5,000,000

Revenue-based financing at your convenience

No rigid algorithms. Real human underwriters review your business and build funding around how you actually earn — for equipment, inventory, payroll, expansion, or working capital.

Get Funded

$80M

Funded in 2025

$264M

Total funded

Up to $5M

Up to $5 million in funding · terms 3–9 months

We've got you covered

Why fund through X Capital?

Fast Approvals

Decisions in hours, not weeks. Get an answer the same day you apply.

Soft Credit Pull

Checking your options never impacts your credit score.

Flexible Terms

Daily, weekly, or monthly repayment — 3–9 month terms, your call.

Real People

Human underwriters who understand your business, not just a formula.

Funding in four simple steps

1

Apply

Complete a short form and share 3–6 months of bank statements.

2

Get Offers

Receive tailored funding offers within hours.

3

Review & Accept

Pick the terms that fit and sign off.

4

Get Funded

Funds deposited — typically within 12 hours of approval.

Partner With Us

What we look for in our ISOs

We build long-term relationships with serious originators. Here's what we look for in a partner.

Time in Business

Minimum of 6 months.

New Originations

$500K+ per month in total B/C funding.

Submissions

100+ subs per month in total B/C funding.

Website

Secure site with a privacy policy.

Frequently asked questions

What is X Capital?

X Capital Group disburses business funding to companies across the U.S. Established in 2024 and headquartered in Cedarhurst, New York.

What services do you offer?

Revenue-based financing for equipment, inventory, payroll, expansion, and working capital.

How does the funding process work?

Funding amounts range from $10,000 to $5M with terms of 3–9 months. Funds are typically distributed within 12 hours of approval.

Am I eligible?

You'll need 3–6 months of business bank statements, $10,000+ in monthly revenue, and consistent revenue streams.

What are the application steps?

Four steps: complete the form, receive offers, review and accept, and funds are deposited.

Will applying affect my credit?

No. We only perform a soft credit pull, which has no impact on your credit score.

What are my repayment options?

Daily, weekly, or monthly repayment — for terms of 3–9 months, based on your revenue history.

Ready to partner?

Complete the form below and we'll get back to you shortly.

Ready to grow your business?

Approvals in hours. Funding up to $5 million. Let's get you moving.

Apply Now